A RANDOM INSIGHT INTO MY LIFE, MY TRAVELS, MY EXPERIENCES, MY THOUGHTS AND SOME OF MY DREAMS!!
29 January 2010
Britains Recession...ls it over ?
Early this week, the UK Prime minister informed the country that the Recession is over ........
So the recession is officially over. After six straight quarters of negative growth, or 18 gloomy months of seeing our national output wither and contract, the economy has finally started to rise again.
Well a big fat genuine hooray for that.
But before you start pinning up the bunting, dancing in the streets and erecting statues to our glorious leader Gordon Brown, let's take a closer look at what this actually means.
While the recession officially ended in the final quarter of 2009, it was a close run thing. The economy grew a pale and poxy 0.1% against the bright and rosy 0.4% anticipated by most economists. And that's despite the Bank of England slicing the base rate almost to zero and printing £200 billion in a bid to move things along.
Only 40% of the data is in, so that 0.1% could be revised upwards in the months to come. Alternatively, it could be revised downwards, which would mean the recession isn't actually over at all, and we'll have even more to grumble about.
The recession may be over, but the economy is still much smaller than it used to be. Output has shrunk a mighty 6% since the credit crunch, so that 0.1% is just a spit in the ocean of loss.
And that is bad news for you and me. It means finding a job will still be hard. Wage rises will be flat or non-existent. Consumers will remain cautious. Mortgage lenders will keep LTVs low and SVRs high. Anybody with a bruised credit record will find it difficult to access finance. Happy days aren't here again.
Until banks regain their appetite for lending, businesses will struggle to find affordable finance, further constraining economic growth.
Even if the recession is over, it won't necessarily feel like it.
Until da next Tyme !
14 October 2009
Recessions Tips !
So as you all know my blogs are about my random thoughts, so there I was standing in my local supermarket at the checkout thinking " how much is this gonna cost me"
Well needless to say I wasn't surprised when I got the final bill as it was ridiculous for a few measly items in my trolley, the simple basic items has rocketed in price over the last few years.
This prompted me to look for ways to save money and below is what I found, some interesting facts LOL !
1. White vinegar
When it comes to multi-use products, white vinegar is king. Here are just some of the ways vinegar can be used:
· Make up a 25% vinegar/75% water mixture and use it to clean the windows.
· To remove limescale, wrap paper towel soaked in hot vinegar around the base of taps - leave for an hour - then remove and rinse. (This should not be done to plated fixings, as it will ruin the finish).
· Strong vinegar also makes a good natural spray-on weed killer.
2. Bicarbonate of soda
The queen to vinegar's king, bicarbonate of soda is another must-have household item. Here are some of its very many uses:
· Wash your hands with bicarbonate of soda instead of soap to remove stubborn smells like onions.
· Mix it with water and use it to dissolve really stubborn muck and grease.
· Freshen up everything from smelly shoes (sprinkle it in dry and leave overnight) to stinky dish cloths (add two tablespoons to water and soak overnight).
· Close relative soda water can also be used to get red wine out of carpets: Just pour it over the stain, then absorb with layers of paper towel. Repeat until the stain has disappeared!
3. Lemons
Lemon juice works particularly well as a natural bleaching agent and stain remover. For example:
· Whiten your nails by soaking them in a mix of water and lemon juice for five minutes.
· Leave half a lemon in your fridge to get rid of nasty whiffs.
· Mix lemon juice with salt to clean copper.
4. Bananas
Staying on the fruity theme - bananas have a couple of tricks up their sleeve as well. As well as making an excellent food for babies, peeled bananas can be wrapped in cling-film, frozen and then eaten a bit like ice cream!
On a non-edible note - you can also use banana skin to give brown leather footwear an extra shine: Just rub the inside of the banana skin over the shoe, then polish as usual (removing any rogue fruity bits!)- bet y'all didn't know that !
5. Oats
Oats are cheap to buy and enormously versatile - both inside and outside the kitchen. As well as being a cheap and healthy ingredient for muesli, crumble and many other recipes, oats can be used as part of homemade health and beauty treatments - like exfoliating scrub. And they can be also used as the stuffing for various non-edible homemade items: For example, fill a cotton bag with rolled oats and sew it shut. Heated in the microwave, it becomes a cosy hand or foot warmer. Just remember - do not heat it for more than a minute or two, and be certain the heat is evenly distributed before placing on your skin. Overheating the bag could result in serious burns.*
6. Teabags
Do you use teabags more than once? The humble teabag has more uses than you can shake a stick at. For example:
· Two teabags (lukewarm, not hot!) can be applies to refresh tired eyes.
· A few teabags dug into the soil around rose bushes will nourish them and encourage growth.
· Scratches in wooden furniture can be disguised by wiping them with a soft cloth dipped in freshly-made tea.
· A wet tea bag wiped over razor burn can help reduce the sting.
7. Aqueous cream
And finally... aqueous cream is a non-perfumed emollient cream which is perfect for moisturising dry skin on any part of the body.
It's available over the counter at pharmacies (which is probably why many people still don't know about it) and it's a heck of a lot cheaper than most of 'big brand' equivalent products.
Aqueous cream also can be used instead of soap - and as an alternative to shaving foam for both men and women.
And it's worth remembering that it's available on prescription. That means if you're entitled to free prescriptions, you'll be able to get it for nothing!
I know some of these tips worked as I tried some myself - so give them a go and holla back
Until da next tyme!